grow your rewards with referrals

Grow NEW Residuals with Altiras Pay

We help you monetize the merchants others decline. From standard accounts to complex placements, we use smart AI tools, strong industry bonds, and expert underwriting to help you approve more deals. It is a simple way to build steady residual income from businesses that would otherwise be turned away.

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join altiras pay and start building a new portfolio

Built for Professional Partners

AltirasPay is designed for referral partners, sales agents, ISOs, consultants, banks, and industry professionals who work with merchants that need better payment solutions. We deliver AI-driven payment solutions to streamline your payment processing: AI tools that set up merchants and end-to-end AI solutions that optimize their business payments across sales integration, merchant bidding, marketing, customer service, underwriting, risk assessment, and onboarding. Whether you are sending us traditional accounts, high-risk merchants, or files that have already been declined elsewhere, we help create a compliant path to placement while giving you the opportunity to build long-term residual income.

10%

Referral Partners

Refer clients, colleagues, and business contacts who need payment processing support. When AltirasPay helps place the account, you earn ongoing residual income on qualified merchants.

25%

Sales Agents

Bring us merchants from your pipeline, including traditional, high-risk, and previously declined accounts. We help with intake, documentation, underwriting support, and placement so you can focus on selling and building residual income.

50%

ISOs

Send us the files your current platforms cannot approve. AltirasPay helps ISOs recover declined or hard-to-place merchants and turn them into new residual streams through compliant placement opportunities.

50%

Banks & Acquiring Partners

Work with AltirasPay to receive organized, pre-screened merchant files that align with your underwriting appetite. We help prepare documentation, clarify risk profiles, and facilitate cleaner reviews.

25%

Consultants & Business Advisors

Refer your merchant clients who need payment solutions, chargeback support, or high-risk placement guidance. We help solve processing challenges while creating a residual opportunity for qualified referrals.

25%

Strategic Partners

Whether you serve merchants through software, marketing, lending, compliance, or business services, AltirasPay helps you add payment placement as a revenue channel and convert your network into long-term residual income.

BETTER PARTNER RESULTS

A New Way to Grow Together

Just because a merchant was declined doesn't mean the deal is over. At AltirasPay, we help you turn those tough placements into steady residual income. We focus on matching traditional and high-risk businesses with the right solutions through smart AI tools, thorough documentation, and strong bank relationships. When others say no, we work to find a compliant path that keeps your deals moving and your residuals growing month after month.

Strategic Advice

Think of us as your consulting partners. We simplify the underwriting process by prepping every document perfectly, making it easy for banks to say yes to your merchants.

Smart Placements

We build high-quality, compliant files designed to meet the specific requirements of our partner banks, who always have the final word on approving account terms.

Seamless Connection

We manage the relationship with financial institutions for you, making sure your specialty merchants find a stable, long-term home that fits their unique business needs.

We handle the heavy lifting

AltirasPay takes care of the time-consuming file preparation, paperwork, and coordination with banks so you don't have to worry about the logistics. By managing these complex administrative tasks, we free you up to spend more time building merchant relationships and growing your portfolio.

Just a reminder: AltirasPay is an advisory partner, not a direct bank, so final account approvals are always made by our sponsoring financial institutions.

Sign up and build your brand

Joining AltirasPay gives you access to a dedicated advisory team. We work to find the best fit for your merchants with our bank partners, who naturally hold the final word on all account approvals and specific terms.

ISVs & Platforms

Agents & ISOs

Bank Models

Fintech Teams

AltirasPay Network

FOR ISV & POS PLATFORMS

Expert consulting to help you scale merchant placements and support.

At AltirasPay, we help software and POS creators take the stress out of high-risk processing. We craft the underwriting stories and placement plans needed to guide your complex merchant files through bank approval with professional precision and care.

Partner Yield Strategy

Advice on growing your software residuals with better risk placement plans.

Niche File Placement

We connect your users to banks that specifically want to fund specialty risks.

Underwriting File Prep

Organizing clear documents that meet the high standards of top acquirers.

Ecosystem Integration

Matching your technical POS setups with the rigid needs of bank reviewers.

Scaled Revenue Growth

Opening new markets for your platform through expert merchant consulting.

Clarity & Prep

Stopping delays by making sure every file is bank-ready from the start.

PARTNER FOCUSED

Platform Support

Deep analysis of software risks before we send them to sponsor banks.

ACQUIRER-LED

Bank Placement

Supporting your merchants within the right institutional risk frameworks.

COMPLIANCE-AID

Risk Coordination

Smart file structure that makes bank audits simple and transparent.

INTEGRITY

Advisory Relief

Providing long-term placement health for software ecosystems.

DISCOVER OUR NETWORK

A Strategic Edge for Every Business

Agents and ISOs: pass along the verticals your typical partners won't touch. Whether it's gaming, forex, or subscriptions, we handle the tough placements. You keep your ownership, we find the home, and you build residuals from lost deals.

SaaS and Software Providers

Integrate payments easily and give your users AI tools to sharpen their finances. We take care of the boarding and placement while you build a new revenue stream without the overhead.

Marketing Teams and Web Designers

Your clients already trust your vision. Help them secure reliable processing and earn recurring income on every deal, backed by AI onboarding that gets them up and running in a few days.

Consultants, CPAs, and Bookkeepers

You see the real numbers. When you spot a client overpaying for their processing, introduce them to us. We’ll analyze the data and help them save.

Group Associations and Hubs

Provide your members with a specific payments benefit tailored to their niche. Even for specialty industries, we offer group-level perks and personal service.

ISO & AGENT PARTNERS

Placing tough deals with ease

We help ISOs and agents navigate the world of high-risk processing through hands-on advisory and professional underwriting support. By using our domestic and international bank connections, we help you find the right home for even your most complex merchant files. Please keep in mind that final rates and approvals are managed by our bank partners.

Simple Placement

Get expert help structuring your niche merchant files to meet the criteria of our banking network.

Bank Reach

We connect you to the right financial institutions that actually want high-volume risk partners.

File Preparation

We review and polish your merchant documents to remove any friction before they hit the bank’s desk.

Risk Guidance

Work with us to move old deals or specialty sector merchants into stable, long-term payment programs.

Sector Growth

Use our advisory insights to target high-yield merchants that require specialized institutional expertise.

Portfolio Health

We help you maintain compliant standards to ensure your merchant book stays secure and profitable.

ADVISORY / Smart Planning We help you build solid files so banks can offer fast, clear approvals.

BANK-LED / True Rates Your merchants get terms set directly by the banks that handle the processing.

SECTORS / Niche Markets From Gaming to Nutra, we know which bank has the appetite for your deal.

RELATIONS / Global Paths Our network links you to stable domestic and offshore banks for your growth.

LOCAL & REGIONAL BANK SOLUTIONS

Protect your reputation with bank-ready file prep

AltirasPay acts as a reliable support system, helping your bank handle unique merchant needs while staying within your risk comfort zone. We focus on thorough underwriting prep and placement coordination, ensuring your commercial clients find the right processors while you maintain the high standards of your portfolio.

HOW WE HELP

We protect your institution with high-level advisory. Detailed prep that respects your risk appetite Diligence that aligns with your internal policies Support for accounts needing an expert look Strict adherence to card-brand regulations Commitment to following your specific mandates

PLAN

Grow your business with brand-safe coordination. Careful packaging of all member paperwork Clear talk between the bank and processor Direct focus on your local brand's reputation Keeping a pulse on new network guidelines Solid support for your best client relationships

Review Your Risk

Let’s talk about supporting your more unique merchant clients.

Smart Lead Routing

We map out the market to connect your team with B2B leads that fit your specific risk needs.

Consistent Outreach

Our team stays in touch with high-value prospects to keep your sales funnel moving smoothly.

Led by payments experts since 1996, we have managed over $2B in volume and supported hundreds of thousands of merchants along the way.

Boost your growth with our B2B support. We provide a compliant prospecting system that finds real opportunities, giving you a clean and ethical pipeline for all your business efforts.

Trusted Outreach Tools

We provide vetted B2B consulting and professional messaging built on a consent-first model.

Data-Driven Insights

Easily track how your outreach is performing so you can hit your partner acquisition goals.

B2B GROWTH & COMPLIANCE SOLUTIONS

Detailed Pre-Vetting

We check each business for viability and risk fit before your team even starts the discovery.

Bank-Grade Standards

Our messaging is carefully crafted to meet the high standards of top banks and regulators.

Seamless Connections

We send demos and discovery sessions straight to your team, complete with full B2B data.

Growth Support

A dedicated system built to help you grow merchant volume through steady, reliable B2B sales.

Banks

ISV & POS

ISO Partners

Sales Reps

Transparency & Compliance: Our B2B system follows strict ethical guidelines, using live calls and landline protocols to stay fully TCPA compliant. We honor all opt-out requests right away. Please remember that success and approval remain subject to specific bank criteria and the current market environment.

Building Better Relations

Altiras Pay welcomes banks, ISVs, and agents who value clear communication and stability. We are looking for professional partners who focus on placing quality merchants and building lasting success through smart, compliant underwriting.

Reliable income potential

Start earning recurring residuals once your merchants are approved by our banks.

Real time market rate access

Our sponsor banks stay in charge of deciding all final rates and reserve policies.

A supportive partner network

Earnings depend on a successful bank review and final approval of the merchant file.

Three-Step Referral Process

Submit the Merchant

Send AltirasPay the merchant’s basic information, business type, processing needs, and any known issues such as declines, chargebacks, reserves, or high-risk vertical concerns.

We Review & Package the File

Our team reviews the opportunity, identifies the best-fit placement strategy, and helps organize the required underwriting documentation for bank or acquiring review.

Get Paid on Placed Accounts

When the merchant is approved and begins processing, you earn residual income on qualified accounts — turning referrals and declined files into long-term revenue streams.

Send Us Your Next Referral

Tell us about your work and the clients you help. Let’s look at the numbers, the program, and the smart AI tools your referrals start with on day one.